31 Dec 11 ♂ リボ払いメッチャ便利すぎワロタｗｗｗｗ返済終了前に人生終了したｗｗｗ たま速報 (via plasticdreams) yaruo

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54：名無しさん＠涙目です。(WiMAX)：2011/11/22(火) 18:01:36.53 ID:6m8F1j9i0

毎月欲しいものが30,000円程度で、それをリボ払い。
リボの金利は13%(平均相場より若干安めだと思う)
月々の返済は5,000円
こんなやり方を1年間(つまり12回)続けてみて、それ以降はリボで買うのはやめた。

買ったものは、30,000円 × 12回 = 360,000円
1回払いもしくは現金で買っていた場合の出費はこれだけだ。もちろん借金も無い。

さ、ではちゃんと計算してみた結果を。
Excelの表とかを張るのも面倒なので、結果だけね。

支払い総額は約620,000円! (利息分だけで260,000円…泣)
支払い回数はなんと124回!!
10年経っても完済できないのだ!!!

58：名無しさん＠涙目です。(東京都)：2011/11/22(火) 18:03:09.94 ID:L5UvsdbK0

»54
月々の返済が5000円って少なすぎるだろ！
と思うけど、リボ払いするようなやつってそもそも生活に貧窮してるからその程度しか返せないんだろうな

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